COVID-19 Business Resources in Monterey County, California

SBA Loans FAQs

SBA Loans FAQs

The Small Business Owner’s Guide to the CARES Act contains the useful information on the following:

  • Paycheck Protection Program Loans
  • Small Business Debt Relief Program
  • Economic Injury Disaster Loans and Emergency Economic Injury Grants
  • Small Business Counseling
  • Small Business Contracting
  • Small Business Tax Provisions
Visit Cares Act Guide Here

Cares Act Updates

The CARES Act, the largest economic relief package in our nation’s history, includes major provisions U.S. Travel Association (USTA) fought for to deliver economic support to travel businesses, travel workers and their families.

USTA has created the Emergency Preparedness and Response: Coronavirus Toolkit that contains the latest information and resources, along with messaging guidance on how best to respond to this evolving issue. It includes talking points for use with the Media, a guide for communicating healthy travel practices, a crisis readiness playbook and more.

When Congress approved the $2.2 trillion CARES Act, Visit California put together brief descriptions of the main components, with links to more detailed documents provided by the U.S. Small Business Administration, Senate Committee on Small Business and Entrepreneurship and more. Click here for more details.

To learn more about your eligibility for relief:

Guide to Eligibility

Additional Small Business Resources

Information on SBA Loans

Additional Resources

  • How to Hold a Gift Card Extravaganza
  • Adding a Delivery/Take Out Available Category to Your Directory
  • A Template of Ideas for the Delicate Wording When Sending Out Renewal Notices/Invoices

Wave Replacement Government Programs

Unemployment Insurance

You may file an Unemployment Insurance claim here: EDD Unemployment Insurance claim if your employer has shut down operations due to Coronavirus or your work hours have been reduced, or you are unable to work normal work hours remotely because your child's school has closed and you do not have alternative day care options.

Disability Insurance

You may file a claim with Disability Insurance if you are unable to work due to COVID-19 exposure (certified by a medical professional). DI provides short-term benefit payments to eligible workers who have a full or partial wage loss due to a non-work-related illness, injury, or pregnancy.

Guide To Apply For Unemployment Benefits

Paid Sick Leave

Employees at worksites with 25 or more employees may be eligible for up to 40 hours of leave per year for specific school-related emergencies, such as the closure of a child's school or day care. Whether that leave is paid or unpaid depends on the employer's paid time off policies. Visit: DIR Paid Sick Leave eligibility and discuss your eligibility options with your employer.

Paid Family Leave

If you are unable to work because you are caring for a sick or quarantined family member with COVID-19 (certified by a medical professional), you may file a Paid Family Leave claim here: EDD Paid Family Leave claim. PFL provides up to six (6) weeks of benefit payments to eligible workers who experience a full or partial wage loss because they need time off work to care for a seriously ill family member or to bond with a new child. Depending on income, benefit amounts represent 60-70 percent of wages and range from $50-$1,300 a week.